1. Not here to play games; here to win championships.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

2. Not here to play games; here to win championships.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

3. Not here to play games; here to win championships.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

Credit for founders shaping markets.

Credit for culture creating value.

Anne Capital is a consumer-focused credit fund led by Julie Baghajian, whose rare combination of billion-dollar Wall Street ABL experience and instinctive understanding of modern beauty and CPG brands enables her to finance opportunities legacy lenders cannot see.

Portfolio

Anne Capital in the making.

Financial Analysis

Built models, evaluated debt capacity, and assessed revolver availability to support credit risk assessment and syndications.

Deal Execution

Managed full credit cycle — collateral analysis, structuring, syndications, memorandum drafting, term sheet negotiations, legal documentation, and funding.

Risk & Diligence

Partnered with Business Development Officers and management teams to evaluate prospective opportunities, assess risks, and determine loan eligibility.

Anne Capital has been a trusted partner in helping us navigate complex financial challenges. Their team brings both precision and clarity, making strategic decisions much easier for our business.
Jeff McClane, Head of ABL, BoA
Anne Capital has been a trusted partner in helping us navigate complex financial challenges. Their team brings both precision and clarity, making strategic decisions much easier for our business.
Jeff McClane, Head of ABL, BoA
Anne Capital has been a trusted partner in helping us navigate complex financial challenges. Their team brings both precision and clarity, making strategic decisions much easier for our business.
Jeff McClane, Head of ABL, BoA

Julie Baghajian.

Founder and General Partner

I am a Treasury Sales Analyst at Bank of America, where I specialize in providing strategic financial solutions for a diverse range of clients. With a strong background in finance and relationship management, I thrive in fast-paced environments that require both analytical precision and clear communication. Beyond my client work, I am passionate about mentorship and have been recognized for guiding students and young professionals as they navigate their early careers. My goal is always to combine technical expertise with a collaborative approach to deliver value and build lasting partnerships.

Anne Capital philosophy.

I.

Greatness is forged in persistence, not in flashes of luck.

The Wright Brothers and the first flight.
II.

Simplicity is the ultimate sophistication. Cut the noise; amplify clarity.

Leonardo da Vinci’s notebooks.
III.

Resilience turns obstacles into momentum. Every setback is progress.

Nelson Mandela and Robben Island.